Cheap Jacksonville Florida FR44 Insurance
Cheapest Jacksonville Florida FR44 Insurance Policies
We shop a number of insurance companies to make sure you have the Best Jacksonville Florida FR44 Insurance Policy at the Absolute Lowest Price. Insurance companies can’t just enter the Jacksonville Florida FR44 Insurance market and start selling policies. They must be approved by the State of Florida for financial stability, customer service, etc. Then they are ALLOWED to sell FR44’s. Therefore, we don’t have to worry about a “Fly By Night” company entering the market. This makes a Florida FR44 more of a commodity item rather than a selection of the best insurer. Simply put, we shop for the LOWEST Jacksonville FR44 price from the companies already approved by the State of Florida. They are all stable companies, they all have to offer 100/300/50 coverage, and they’ll all adhere to the industry terms and guidelines in the event a claim is filed.
Jacksonville Florida Non-Owner FR44 vs. Owner FR44
A Jacksonville Florida FR44 Non-Owner policy is also called a Named-Operator Liability Policy. This insures you, the driver, for any vehicle you may be operating; which you don’t own. They function as secondary coverage with the 100/300/50 requirements as mandated by the State of Florida. In order to make a claim on a Non-Owner policy, you must have exhausted the coverage from the primary insurance on that vehicle. It should be noted that a Florida FR44 Non-Owner Policy will not offer Collision or Comprehensive Coverage on the vehicle. Generally, you’ll find that a Non-Owner policy is FAR CHEAPER than an Owner policy. If you don’t own a vehicle, or if you aren’t going to drive your vehicle, a Non-Owner Florida FR44 is the way to go.
A Jacksonville Florida FR44 Owner policy will cover everything a Non-Owner policy covers, but it adds coverage for your vehicle as well. You can choose to add Full Coverage to your policy or you can keep the policy with Liability Only. If you’re financing your vehicle you’re going to want to carry full coverage (in fact your financing contract probably states that you have to). Many times, if you need an ignition interlock device, the Interlock Company will require proof of an FR44 Insurance Policy before they’ll perform the installation.
How Fast Is Your Jacksonville Florida FR44 Filed?
In most cases we take 15 – 30 minutes to make the policy active, notify the appropriate authorities, submit your certificate electronically, and send you all required documents. In fact, it is entirely possible for you to call us from the DMV, purchase a policy, and leave with your license… all in under 30 minutes.